Income tax calculator — 2026/27
Estimate annual and monthly pay after Income Tax, National Insurance, pension and one student loan plan. Uses 2026/27 rules, with a Scottish tax option.
Based on 2026/27 tax year rates. Salary sacrifice is on — your pension contribution reduces your taxable pay, NI and student loan repayments. This is an estimate only — consult your employer's payslip for the exact figure.
Enter your salary details and select Calculate to see your take-home pay breakdown.